When you move to the Netherlands you’ll, unfortunately, also have to deal with bureaucracy. To help you get started, here are five things to keep in mind.
1. BSN: Your Key to Almost Everything
One of the first steps when arriving in the Netherlands is registering at your local municipality (gemeente) to receive a citizen service number, or BSN (Burgerservicenummer). This personal identification number is crucial—you’ll need it for nearly every aspect of Dutch life, including opening a bank account, applying for a job, and even visiting a doctor. Keep in mind that appointments for registration can be booked up quickly, especially in larger cities, so it’s wise to plan in advance.
2. Health Insurance is Mandatory
In the Netherlands, having health insurance is required by law, even if you already have international coverage. Once you’ve registered with a BSN, you must sign up for Dutch health insurance within four months. Dutch health insurance is quite comprehensive, covering general healthcare and emergency services, but you’ll still need to pay a monthly premium. Failing to obtain insurance can result in fines, so don’t overlook this step!
3. Understanding the Dutch Tax System
The Dutch tax system is known for being complex and heavily regulated, so understanding your obligations is key. If you’re employed, taxes will generally be withheld automatically, but freelancers and business owners have additional responsibilities, such as filing quarterly VAT returns. Additionally, the Netherlands has a yearly wealth tax (vermogensbelasting) for savings and investments above a certain threshold, which may surprise those moving from countries without this type of taxation.
4. The DigiD: Your Digital Identity
To access online government services, including healthcare records, tax information, and more, you’ll need a DigiD, which stands for Digital Identity. It’s a secure login tool provided by the government and functions as a digital passport for various official websites. Applying for a DigiD involves a straightforward process, but it’s essential for dealing with much of the Netherlands' digital bureaucracy. Without it, managing many administrative tasks becomes nearly impossible.
5. Waste Sorting and Recycling Rules
The Netherlands is big on sustainability, which includes a very organized waste sorting and recycling system. Depending on where you live, you’ll be expected to separate household waste into categories like plastic, paper, glass, and general waste. Some cities even have specific collection schedules and designated drop-off points for large or hazardous waste. Failing to follow these rules can result in fines, so it’s important to understand the local waste system.